XRP vs USDC — XRP/USDC Comparison
Side-by-side market data for XRP and USDC, updated continuously.
XRP (XRP) has a larger market capitalization than USDC (USDC) — about 1.2× bigger. XRP is ranked #5 and USDC is ranked #6 by market cap.
| Metric | XRP (XRP) | USDC (USDC) |
|---|---|---|
| Price | $1.40 | $0.9996 |
| Market Cap | $88.06B | $72.96B |
| Rank | #5 | #6 |
| 24h Change | -0.99% | -0.01% |
| 7d Change | -7.01% | -0.04% |
| 24h Volume | $705.11M | $6.77B |
| All-Time High | $3.65 | $1.04 |
| Circulating Supply | 63,129,671,205 XRP | 72,985,145,951 USDC |
Performance: XRP vs USDC
| Period | XRP | USDC |
|---|---|---|
| 1 hour | +0.04% | +0.00% |
| 24 hours | -0.99% | -0.01% |
| 7 days | -7.01% | -0.04% |
| 30 days | +4.08% | -0.03% |
| 1 year | -40.23% | -0.01% |
XRP vs USDC: The Analysis
- XRP is the larger asset (1.2× USDC’s cap)
- Over 1 year, USDC has outperformed (down 0.01% vs down 40.23%)
- USDC sits closer to its all-time high (-4% vs -62%)
XRP (XRP) and USDC (USDC) sit at very different scales: XRP is ranked #5 with a $88.06B market cap, about 1.2× the $72.96B of USDC (#6). A larger cap generally means deeper liquidity and lower volatility, not a better investment.
Over the past year, XRP is down 40.23% and USDC is down 0.01% — USDC has clearly led.
XRP trades 62% below its all-time high of $3.65, while USDC is 4% below its $1.04 peak — one gauge of how much each has recovered.
By use case, XRP is associated with Smart Contract Platform, Layer 1 (L1), and USDC with Stablecoins, USD Stablecoin — so they are not necessarily direct substitutes.
XRP to USDC Conversion
| Amount | Equivalent |
|---|---|
| 1 XRP | 1.4005 USDC |
| 1 USDC | 0.71403286 XRP |
| 10 XRP | 14.005 USDC |
Based on live prices: XRP $1.40, USDC $0.9996. A market exchange may differ.
Volatility & Drawdown
| Metric | XRP | USDC |
|---|---|---|
| 30-day volatility (annualised) | — | — |
| All-time high | $3.65 | $1.04 |
| From all-time high | -61.64% | -4.16% |
Volatility is the standard deviation of daily returns over the last 30 days, annualised. Higher means larger price swings. Not a measure of quality or risk-adjusted return.
Price Charts
What is the difference between XRP and USDC?
XRP (XRP) has a larger market capitalization than USDC (USDC) — about 1.2× bigger. XRP is ranked #5 and USDC is ranked #6 by market cap. XRP trades at $1.40 and USDC at $0.9996. XRP is categorised under Smart Contract Platform, Layer 1 (L1).
Which is bigger, XRP or USDC?
XRP is larger, with a market cap of $88.06B versus USDC's $72.96B — roughly 1.2× bigger.
Which has performed better recently?
Over the last 7 days, XRP is down 7.01% and USDC is down 0.04%. Over a full year, XRP is down 40.23% versus down 0.01% for USDC. Past performance does not predict future results — this is not financial advice.
How many USDC is 1 XRP worth?
At current prices, 1 XRP is worth about 1.4005 USDC, and 1 USDC is worth 0.71403286 XRP (XRP $1.40, USDC $0.9996).
Could USDC overtake XRP's market cap?
For USDC to reach XRP's current $88.06B market cap, its price would need to rise about 1.2× to roughly $1.21 per USDC (at today's supply), with XRP staying flat. That is a hypothetical, not a prediction.
Is XRP a better investment than USDC?
We don't give investment advice and can't say which is "better" for you — it depends on your own research, goals and risk tolerance. The data above compares their size, performance, volatility and use case so you can judge for yourself. Crypto is high-risk; see our disclaimer.
XRP data · USDC data · Information only — not financial advice. A larger market cap does not mean a better investment.