Tether vs XRP — USDT/XRP Comparison
Side-by-side market data for Tether and XRP, updated continuously.
Tether (USDT) has a larger market capitalization than XRP (XRP) — about 2.1× bigger. Tether is ranked #3 and XRP is ranked #5 by market cap.
| Metric | Tether (USDT) | XRP (XRP) |
|---|---|---|
| Price | $0.9991 | $1.39 |
| Market Cap | $184.09B | $87.96B |
| Rank | #3 | #5 |
| 24h Change | -0.01% | -0.86% |
| 7d Change | -0.07% | -7.02% |
| 24h Volume | $28.75B | $707.30M |
| All-Time High | $1.32 | $3.65 |
| Circulating Supply | 184,250,955,801 USDT | 63,129,671,205 XRP |
Performance: USDT vs XRP
| Period | USDT | XRP |
|---|---|---|
| 1 hour | -0.00% | +0.04% |
| 24 hours | -0.01% | -0.86% |
| 7 days | -0.07% | -7.02% |
| 30 days | -0.05% | +4.08% |
| 1 year | -0.25% | -40.23% |
USDT vs XRP: The Analysis
- Tether is the larger asset (2.1× XRP’s cap)
- Over 1 year, USDT has outperformed (down 0.25% vs down 40.23%)
- USDT sits closer to its all-time high (-24% vs -62%)
Tether (USDT) and XRP (XRP) sit at very different scales: Tether is ranked #3 with a $184.09B market cap, about 2.1× the $87.96B of XRP (#5). A larger cap generally means deeper liquidity and lower volatility, not a better investment.
Over the past year, USDT is down 0.25% and XRP is down 40.23% — USDT has clearly led.
USDT trades 24% below its all-time high of $1.32, while XRP is 62% below its $3.65 peak — one gauge of how much each has recovered.
By use case, Tether is associated with Stablecoins, USD Stablecoin, and XRP with Smart Contract Platform, Layer 1 (L1) — so they are not necessarily direct substitutes.
USDT to XRP Conversion
| Amount | Equivalent |
|---|---|
| 1 USDT | 0.71880288 XRP |
| 1 XRP | 1.3912 USDT |
| 10 USDT | 7.188 XRP |
Based on live prices: USDT $0.9991, XRP $1.39. A market exchange may differ.
Volatility & Drawdown
| Metric | USDT | XRP |
|---|---|---|
| 30-day volatility (annualised) | — | — |
| All-time high | $1.32 | $3.65 |
| From all-time high | -24.31% | -61.92% |
Volatility is the standard deviation of daily returns over the last 30 days, annualised. Higher means larger price swings. Not a measure of quality or risk-adjusted return.
Price Charts
What is the difference between Tether and XRP?
Tether (USDT) has a larger market capitalization than XRP (XRP) — about 2.1× bigger. Tether is ranked #3 and XRP is ranked #5 by market cap. Tether trades at $0.9991 and XRP at $1.39. Tether is categorised under Stablecoins, USD Stablecoin.
Which is bigger, Tether or XRP?
Tether is larger, with a market cap of $184.09B versus XRP's $87.96B — roughly 2.1× bigger.
Which has performed better recently?
Over the last 7 days, USDT is down 0.07% and XRP is down 7.02%. Over a full year, USDT is down 0.25% versus down 40.23% for XRP. Past performance does not predict future results — this is not financial advice.
How many XRP is 1 USDT worth?
At current prices, 1 Tether is worth about 0.71880288 XRP, and 1 XRP is worth 1.3912 USDT (USDT $0.9991, XRP $1.39).
Could XRP overtake Tether's market cap?
For XRP to reach Tether's current $184.09B market cap, its price would need to rise about 2.1× to roughly $2.91 per XRP (at today's supply), with Tether staying flat. That is a hypothetical, not a prediction.
Is Tether a better investment than XRP?
We don't give investment advice and can't say which is "better" for you — it depends on your own research, goals and risk tolerance. The data above compares their size, performance, volatility and use case so you can judge for yourself. Crypto is high-risk; see our disclaimer.
Tether data · XRP data · Information only — not financial advice. A larger market cap does not mean a better investment.