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XRP Ledger Surpasses 13M Agentic Payments Milestone

The XRP Ledger has processed over 13.4 million AI-driven transactions through the x402 protocol.

The XRP Ledger has processed over 13.4 million AI-driven transactions through the x402 protocol. XRP (XRP) is trading at $1.40. This is an original Token Times brief synthesising 2 outlets (The Crypto Basic, Crypto.news), plus live market data, as of Mon, 12 Oct 2026 11:00:01 UTC.

Why it matters

This milestone highlights the growing adoption of AI-driven commerce on the XRP Ledger, showcasing its potential to transform automated payment systems and expand the use of digital currencies in AI services.

Covered by 2 outlets over about 24.8 h — Token Times synthesises them all into one brief
  1. The Crypto Basic
    XRP Hits New Milestone of 13M Total Agentic Payments ↗
  2. Crypto.news
    Ex-Ripple exec on XRP's 13M AI payments: What's next? ↗
Key takeaways
  • XRP Ledger hits 13.4M agentic payments via x402 protocol.
  • Transactions supported by XRP and RLUSD across 168 merchants.
  • AI-driven commerce on XRPL shows significant growth.
What the reporting agrees on

Multiple outlets, including The Crypto Basic and Crypto.news, confirm that the XRP Ledger has surpassed 13.4 million agentic payments through the x402 protocol. They agree on the involvement of XRP and RLUSD in facilitating these transactions across 168 registered merchants. However, The Crypto Basic emphasizes the AI-driven aspect and the network's growth in AI commerce, while Crypto.news focuses on the transaction volume and merchant adoption.

The XRP Ledger (XRPL) has achieved a new milestone by processing over 13.4 million agentic payments through the x402 protocol. This development comes just a few months after the network crossed the 1-million mark, indicating rapid growth in AI-driven commerce.

The x402 protocol enables artificial intelligence (AI) agents to make payments for digital services with minimal human intervention. This capability is crucial for the expanding ecosystem of AI-driven services, where automated systems require efficient and reliable payment solutions.

According to Crypto.news, the transactions are supported by XRP and RLUSD, with 168 registered merchants participating in the network. This widespread adoption across merchants underscores the protocol's utility and the growing trust in XRPL for AI-driven transactions.

The XRP Ledger's achievement reflects the broader trend of integrating AI and blockchain technologies. As AI continues to evolve, the demand for automated payment systems is expected to increase, positioning XRPL as a key player in this emerging market.

In the current market context, XRP is trading at $1.4, with a 24-hour increase of 0.89% and a 7-day decrease of 7.29%. The total crypto market cap stands at $2.9 trillion, with the overall market remaining relatively flat. The Fear & Greed Index is at 69, indicating a state of 'Greed' among investors.

Market reaction since this brief Live

Since this brief published about 2 days ago, XRP (XRP) has moved from $1.40 to $1.40 — +0.00%.

$1.37$1.39$1.40$1.41$1.43 published · $1.40 now · $1.40 (+0.00%) Oct 10 09:17 UTC Oct 12 11:00 UTC
BeforeSince publishPublished · $1.40

The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.

What this means in rupee

At today's peer-to-peer rate, 1 XRP ≈ ₹144.2 (about $1.40), up 1.1% over 24 hours. The rupee itself trades about 6.2% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.

Live market data

Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.

XRP
#5
$1.40 ▲ 1.09%
7d -7.29%MCap $88.65BFull XRP data →
The market when this published · October 10, 2026
Total market cap$2.90T
Bitcoin 24h+0.61%
Ethereum 24h+2.26%
BTC dominance57.8%
Fear & Greed69 · Greed
On-chain & primary-source check

Figures and sectors in this story, checked live against on-chain aggregators · October 12, 2026.

RLUSD circulating supply$2.45BDeFiLlama ↗

Token Times reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.

XRP Ledger Surpasses 13M Agentic Payments Milestone — questions & answers

What is the x402 protocol?

The x402 protocol is a system on the XRP Ledger that enables AI agents to make payments for digital services with minimal human intervention.

How many merchants use the XRP Ledger for AI-driven transactions?

168 registered merchants use the XRP Ledger for AI-driven transactions.

What is RLUSD and how is it related to XRP?

RLUSD is a stablecoin that, along with XRP, supports transactions on the XRP Ledger.

How much is 1 XRP worth in rupee today?

About ₹144.2 at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $1.40. The rupee price moves with both XRP's US-dollar price and the USDT/INR rate; use our XRP in rupee page for any amount.

Which outlets reported this story?

This is an original Token Times brief that synthesises reporting from The Crypto Basic, Crypto.news, with the key figures cross-checked for agreement across them. It is not a copy of any one article — follow the source links above for the original reporting.

Token Times Newsdesk Data-stamped

Token Times's newsdesk writes original briefs by synthesising coverage from across the crypto press — 50+ outlets including CoinDesk, The Block, Decrypt and Cointelegraph — cross-checking the figures they report — and verifying them against on-chain data from DeFiLlama and mempool.space — plus live market context (CoinGecko, Binance). We summarise and link to every source; we never reproduce full articles. Read our editorial standards and how we use AI. Not financial advice.

Market data verified against CoinGecko & Binance · October 12, 2026 ⛓ Timestamped at Bitcoin block #971,080 sha256:38e6c1ecff35d4bc
Corroborated across 2 outlets, reported over about 24.8 h — this is an original Token Times summary with live market data, not the original article.The Crypto Basic · Oct 10 09:17 ↗Crypto.news · Oct 11 10:05 ↗

Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.