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DOL advances 401(k) crypto proposal to White House

A Labor Department proposal would consider allowing cryptocurrencies and other alternative assets in employer-sponsored 401(k) plans.

A Labor Department proposal would consider allowing cryptocurrencies and other alternative assets in employer-sponsored 401(k) plans. Bitcoin (BTC) is trading at ₹71,32,184 ($75,782.00). This is an original Token Times brief based on reporting by Bitcoinist, with live market data added, as of Sun, 08 Nov 2026 18:15:01 UTC.

Why it matters

The proposal could expose retirement savers and plan providers to crypto assets within a major regulated market, but it remains subject to White House review and has not opened accounts to investment.

Key takeaways
  • DOL submitted a proposed framework to the White House for review.
  • Bitcoin and other alternative investments could become 401(k) options.
  • Bitcoinist describes the US retirement market as worth more than $10 trillion.
  • BTC trades at $75,717, down 0.03% over 24 hours.

The Trump administration has moved a proposal concerning cryptocurrencies in retirement accounts into White House review. The US Department of Labor submitted the proposed regulatory framework, according to Bitcoinist, while The Block reports that a rule addressing alternative assets in 401(k) plans has reached the White House.

The proposal could establish a route for Bitcoin and other alternative investments to be offered within employer-sponsored 401(k) plans. That would involve plan providers, employers and retirement savers, although the coverage does not indicate that any asset has been approved, that accounts have changed, or that a final rule is already in force.

The two outlets corroborate the central development: a Labor Department proposal is now before the White House. Their framing differs slightly. Bitcoinist calls the filing a proposed regulatory framework and specifically highlights Bitcoin and other alternative investments as potential plan options; The Block describes the document as a rule that would open 401(k) accounts to alternative assets. Bitcoinist also characterizes America’s retirement market as exceeding $10 trillion, a figure not provided by The Block.

The significance of the proposal is its location within employer-sponsored retirement plans rather than crypto trading venues alone. If adopted, it could bring crypto exposure into a large retirement distribution channel, subject to the rule’s final terms and regulatory review. The available coverage presents the move as one step in the process rather than completed access to crypto assets.

The broader crypto market is relatively subdued in the supplied snapshot. Total market capitalization stands at $2.6 trillion and the overall market is flat. Bitcoin is priced at $75,717, down 0.03% over 24 hours and 2.85% over seven days, with a market capitalization of $1.52 trillion. The Fear & Greed index reads 28, placing sentiment in Fear. The next stage to watch is White House review and the precise assets, safeguards and implementation terms contained in any final action.

Market reaction since this brief Live

Since this brief published about 4 hours ago, Bitcoin (BTC) has moved from ₹71,26,066.31$75,717.00 to ₹71,32,183.75$75,782.00 — +0.09%.

$75,708$75,729$75,750$75,770$75,791 published · $75,717 now · $75,782 (+0.09%) Nov 8 14:18 UTC Nov 8 18:15 UTC
BeforeSince publishPublished · ₹71,26,066.31$75,717.00

The chart plots BTC's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.

What this means in rupee

At today's peer-to-peer rate, 1 BTC ≈ ₹7.69M (about $75,782.00), down 0.0% over 24 hours. The rupee itself trades about 7.8% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.

Live market data

Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.

#1
₹71,32,183.75$75,782.00 ▼ 0.04%
+0.09% since this brief published
7d -3.04%MCap ₹143.42TFull BTC data →
The market when this published · November 8, 2026
Total market cap₹245.07T
Bitcoin 24h-0.03%
Ethereum 24h-0.23%
BTC dominance58.5%
Fear & Greed28 · Fear

DOL advances 401(k) crypto proposal to White House — questions & answers

Has crypto been approved for 401(k) plans?

No. The Department of Labor has submitted a proposal to the White House, but neither outlet reports a final decision or immediate implementation.

Which assets could enter 401(k) plans?

Bitcoin and other alternative investments are identified as potential options under the proposal.

How large is the retirement market involved?

Bitcoinist describes America’s retirement market as worth more than $10 trillion.

What would happen after White House review?

The supplied coverage does not specify the outcome. The eventual rule’s assets, safeguards and implementation terms remain central points to watch.

How much is 1 Bitcoin worth in rupee today?

About ₹7.69M at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $75,782.00. The rupee price moves with both BTC's US-dollar price and the USDT/INR rate; use our Bitcoin in rupee page for any amount.

Has Bitcoin's price moved since this brief was published?

BTC is up 0.09% since this brief first published — trading at ₹71,32,184 ($75,782.00) now versus ₹71,26,066 ($75,717.00) at publication. Token Times re-checks this figure against CoinGecko and Binance every 15 minutes.

Which outlets reported this story?

This is an original Token Times brief that synthesises reporting from Bitcoinist. It is not a copy of any one article — follow the source links above for the original reporting.

Token Times Newsdesk Data-stamped

Token Times's newsdesk writes original briefs by synthesising coverage from across the crypto press — 50+ outlets including CoinDesk, The Block, Decrypt and Cointelegraph — cross-checking the figures they report — and verifying them against on-chain data from DeFiLlama and mempool.space — plus live market context (CoinGecko, Binance). We summarise and link to every source; we never reproduce full articles. Read our editorial standards and how we use AI. Not financial advice.

Market data verified against CoinGecko & Binance · November 8, 2026 ⛓ Timestamped at Bitcoin block #975,080 sha256:0a091fb15b60f13d
Based on reporting by Bitcoinist — this is an original Token Times summary with live market data, not the original article.Bitcoinist · Nov 8 14:18 ↗

Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.