Ripple and Arf Launch RLUSD Settlement Liquidity on XRP Ledger for Payment Firms
Ripple's dollar-backed stablecoin RLUSD will provide short-term funding for licensed cross-border payment companies on the XRP Ledger.
Ripple's dollar-backed stablecoin RLUSD will provide short-term funding for licensed cross-border payment companies on the XRP Ledger. XRP (XRP) is trading at ₹125 ($1.32). This is an original Token Times brief synthesising 2 outlets (The Cryptonomist, Coinfomania), plus live market data, as of Thu, 22 Oct 2026 17:00:01 UTC.
This partnership enhances the XRP Ledger's capabilities by integrating a dollar-backed stablecoin for settlement liquidity, potentially improving efficiency and access to funding for cross-border payments. It also strengthens Ripple's position in the blockchain payments ecosystem by leveraging Arf's settlement expertise.
- Ripple and Arf partner to offer RLUSD settlement liquidity on the XRP Ledger.
- Solution targets licensed cross-border payment companies with $10B in annual volume.
- RLUSD has a $2.35B circulating supply, according to DeFiLlama.
The Cryptonomist and Coinfomania both report that Ripple and Arf are launching a settlement liquidity solution on the XRP Ledger using Ripple's dollar-backed stablecoin RLUSD. The Cryptonomist provides specific details about the $10 billion in annual settlement volume handled by Arf, while Coinfomania emphasizes the enhancement of XRP Ledger's capabilities. Both outlets agree on the core development but differ slightly in their framing and emphasis.
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- Ripple and Arf Launch RLUSD Settlement Liquidity on XRP Ledger for Payment Firms — this brief
Ripple and Arf have announced a partnership to bring RLUSD-powered settlement liquidity to the 
XRP Ledger, aiming to provide licensed cross-border payment companies with short-term funding during transfer settlements. This initiative, announced on October 22, 2026, integrates Ripple's dollar-backed stablecoin with Arf's settlement infrastructure.
Arf, which reportedly handles approximately $10 billion in annual settlement volume, will leverage the XRP Ledger to offer enhanced liquidity solutions. The partnership marks a significant step in expanding the use cases for the XRP Ledger, particularly in the realm of blockchain-based payments.
The collaboration between Ripple and Arf is corroborated by multiple outlets, including The Cryptonomist and Coinfomania. While both outlets agree on the core details of the partnership, The Cryptonomist provides more specific information about Arf's settlement volume, while Coinfomania focuses on the broader implications for the XRP Ledger's capabilities.
The XRP Ledger has been enhanced with Arf_One's new settlement liquidity solution, which is expected to improve the efficiency and reliability of cross-border payments. This development comes as the broader crypto market experiences a downturn, with the total market cap at $2.8 trillion and 
Bitcoin down 3.38% in the last 24 hours.
As of the latest data, XRP is trading at $1.32, down 4.17% in the past 24 hours, while RLUSD maintains a steady price of $1 with a circulating supply of $2.35 billion. The Fear & Greed Index stands at 68, indicating a state of 'Greed' in the market.
Since this brief published about 3 hours ago, XRP (XRP) has moved from ₹124.86$1.32 to ₹124.86$1.32 — +0.00%.
The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.
At today's peer-to-peer rate, 1 XRP ≈ ₹137.23 (about $1.32), down 4.4% over 24 hours. The rupee itself trades about 9.9% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the assets in this story — live, source-stamped, updated every 15 minutes.
Figures and sectors in this story, checked live against on-chain aggregators · October 22, 2026.
Token Times reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.
Ripple and Arf Launch RLUSD Settlement Liquidity on XRP Ledg — questions & answers
What is the purpose of the Ripple-Arf partnership?
The partnership aims to provide short-term funding for licensed cross-border payment companies on the XRP Ledger using RLUSD.
How much annual settlement volume does Arf handle?
Arf reportedly handles approximately $10 billion in annual settlement volume.
What is the current circulating supply of RLUSD?
RLUSD has a circulating supply of $2.35 billion, according to DeFiLlama.
How much is 1 XRP worth in rupee today?
About ₹137.23 at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $1.32. The rupee price moves with both XRP's US-dollar price and the USDT/INR rate; use our XRP in rupee page for any amount.
Which outlets reported this story?
This is an original Token Times brief that synthesises reporting from The Cryptonomist, Coinfomania, with the key figures cross-checked for agreement across them. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.