Markets › News › Altcoins

Ripple Partners With Privy to Enhance XRP Ledger's Payment Capabilities

The collaboration aims to bring AI-powered payments and advanced wallet infrastructure to the XRP Ledger.

The collaboration aims to bring AI-powered payments and advanced wallet infrastructure to the XRP Ledger. XRP (XRP) is trading at $1.37. This is an original Token Times brief synthesising 3 outlets (Bitcoin.com, 99Bitcoins, U.Today), plus live market data, as of Wed, 14 Oct 2026 02:45:01 UTC.

Why it matters

This partnership could significantly expand the XRPL's capabilities for developers and businesses, particularly in stablecoin applications and AI-driven transactions, potentially increasing adoption and use cases for XRP.

Covered by 3 outlets over about 32.8 h — Token Times synthesises them all into one brief
  1. 99Bitcoins
    A Decade-Old Ripple XRP Ledger Flaw Was Patched Before Disclosure ↗
  2. U.Today
    Banking Giant Deploys Ripple Tech on XRP Ledger: Main Crypto News This Morning ↗
  3. Bitcoin.com
    Ripple Teams With Stripe-Owned Privy to Bring Wallet Tech to XRP Ledger ↗
Key takeaways
  • Ripple partners with Privy, a Stripe-owned wallet infrastructure provider.
  • The collaboration focuses on AI-powered payments and stablecoin applications on XRPL.
  • XRP trades at $1.37, up 1.3% in the past 24 hours.
What the reporting agrees on

Multiple outlets (Bitcoin.com, 99Bitcoins, U.Today, and CryptoNews) confirm Ripple's partnership with Privy to enhance the XRP Ledger's capabilities. Bitcoin.com and U.Today specifically highlight the focus on AI-powered payments and stablecoin applications, while 99Bitcoins mentions a recent XRPL vulnerability that Ripple claims was patched before disclosure. U.Today also reports on Standard Chartered's new XRPL custody service, suggesting broader institutional interest in the ecosystem.

The story so far · 3 briefs
  1. ZachXBT Criticizes Ripple's $250K Bug Bounty for XRP Ledger Vulnerability
  2. Ripple Partners With Privy to Enhance AI Payments and Embedded Wallets on XRPL
  3. Ripple Partners With Privy to Enhance XRP Ledger's Payment Capabilities — this brief

Ripple has announced a strategic partnership with Privy, a cryptocurrency wallet infrastructure provider owned by Stripe, to enhance the capabilities of the XRP Ledger (XRPL). The collaboration aims to provide developers with advanced tools for creating and managing XRPL wallets, with a particular focus on enabling AI-powered payments and stablecoin applications.

According to Privy's announcement, the integration will leverage Privy's expertise in wallet infrastructure to improve the security and functionality of XRPL wallets. This could potentially attract more developers to build on the XRP Ledger, expanding its use cases and adoption. The partnership is part of Ripple's broader push into 'agentic commerce', which involves automated and intelligent financial transactions.

The news comes amid reports of a recent vulnerability in the XRP Ledger, which could have allowed for the creation of extra spendable XRP. However, Ripple reportedly patched the issue before it was publicly disclosed and stated that no exploitation was found. This highlights the ongoing security challenges and the need for robust infrastructure in the cryptocurrency space.

In related news, Standard Chartered has launched a custody service for the XRP Ledger, as reported by U.Today. This development underscores the growing institutional interest in XRPL and could further bolster its credibility and usage. Meanwhile, the broader cryptocurrency market has been experiencing a period of relative stability, with Bitcoin holding above $28,300 and the overall market cap at $2.88 trillion.

As of the time of writing, XRP is trading at $1.37, up 1.3% in the past 24 hours but down 8.63% over the last week. The cryptocurrency has a market cap of $86.56 billion, making it the sixth-largest digital asset by market capitalization. The Fear & Greed Index currently stands at 62, indicating a 'Greed' sentiment in the market.

The partnership between Ripple and Privy could be a significant step in enhancing the XRPL's capabilities and attracting more developers and businesses to the platform. As the cryptocurrency market continues to evolve, developments like these could play a crucial role in shaping the future of digital payments and financial transactions. Investors and stakeholders will likely be watching closely to see how this collaboration impacts the adoption and usage of XRP and the XRP Ledger.

Market reaction since this brief Live

Since this brief published about 6 hours ago, XRP (XRP) has moved from $1.37 to $1.37 — +0.00%.

$1.34$1.36$1.37$1.38$1.40 published · $1.37 now · $1.37 (+0.00%) Oct 13 20:55 UTC Oct 14 02:45 UTC
BeforeSince publishPublished · $1.37

The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.

What this means in rupee

At today's peer-to-peer rate, 1 XRP ≈ ₹141.38 (about $1.37), up 0.7% over 24 hours. The rupee itself trades about 8.3% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.

Live market data

Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.

XRP
#5
$1.37 ▲ 0.67%
7d -8.63%MCap $86.35BFull XRP data →
The market when this published · October 13, 2026
Total market cap$2.88T
Bitcoin 24h+1.15%
Ethereum 24h+1.81%
BTC dominance58.2%
Fear & Greed62 · Greed

Ripple Partners With Privy to Enhance XRP Ledger's Payme — questions & answers

What is the purpose of the Ripple-Privy partnership?

The partnership aims to enhance the XRP Ledger's capabilities by providing advanced wallet infrastructure and enabling AI-powered payments and stablecoin applications.

What recent security issue was reported for the XRP Ledger?

A vulnerability was discovered that could have allowed for the creation of extra spendable XRP, but Ripple claims it was patched before disclosure with no exploitation found.

How is the broader cryptocurrency market performing?

The total crypto market cap is $2.88 trillion, with Bitcoin up 1.15% in the past 24 hours and the Fear & Greed Index at 62, indicating a 'Greed' sentiment.

How much is 1 XRP worth in rupee today?

About ₹141.38 at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $1.37. The rupee price moves with both XRP's US-dollar price and the USDT/INR rate; use our XRP in rupee page for any amount.

Which outlets reported this story?

This is an original Token Times brief that synthesises reporting from Bitcoin.com, 99Bitcoins, U.Today, with the key figures cross-checked for agreement across them. It is not a copy of any one article — follow the source links above for the original reporting.

Token Times Newsdesk Data-stamped

Token Times's newsdesk writes original briefs by synthesising coverage from across the crypto press — 50+ outlets including CoinDesk, The Block, Decrypt and Cointelegraph — cross-checking the figures they report — and verifying them against on-chain data from DeFiLlama and mempool.space — plus live market context (CoinGecko, Binance). We summarise and link to every source; we never reproduce full articles. Read our editorial standards and how we use AI. Not financial advice.

Market data verified against CoinGecko & Binance · October 14, 2026 ⛓ Timestamped at Bitcoin block #971,335 sha256:42ea4aeddbddf366
Corroborated across 3 outlets, reported over about 32.8 h — this is an original Token Times summary with live market data, not the original article.99Bitcoins · Oct 12 12:09 ↗U.Today · Oct 12 12:59 ↗Bitcoin.com · Oct 13 20:55 ↗

Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.