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Ripple's XRP Escrow Management Faces Criticism From Advocate

XRP advocate Bill Morgan argues Ripple's handling of its massive escrow has been suboptimal.

XRP advocate Bill Morgan argues Ripple's handling of its massive escrow has been suboptimal. XRP (XRP) is trading at ₹119 ($1.25). This is an original Token Times brief based on reporting by CaptainAltcoin, with live market data added, as of Sun, 01 Nov 2026 23:45:01 UTC.

Why it matters

The criticism highlights potential strategic missteps in Ripple's approach to managing XRP supply, which could impact investor confidence and the token's market dynamics.

Key takeaways
  • XRP advocate Bill Morgan criticizes Ripple's escrow management since 2017.
  • Morgan suggests eliminating the escrow entirely might have been better.
  • Ripple's escrow currently holds about 44.6 billion XRP.
The story so far · 2 briefs
  1. Ripple Set to Release 1 Billion XRP from Escrow on November 1
  2. Ripple's XRP Escrow Management Faces Criticism From Advocate — this brief

Ripple's management of its XRP escrow is facing renewed scrutiny, with XRP advocate and attorney Bill Morgan arguing that the company might have made a strategic error in how it has handled the locked supply since 2017.

Morgan's criticism centers on the periodic release of XRP from the escrow, suggesting that this approach may have contributed to unnecessary market volatility and could have been managed differently to better support XRP's price stability.

While the exact amount of XRP in escrow is not specified in the report, it is estimated that Ripple's escrow currently holds approximately 44.6 billion XRP, which is a significant portion of the total supply.

The criticism comes at a time when Ripple is navigating ongoing legal challenges, and the management of XRP supply is a key factor in the token's market performance.

In the current market context, XRP is trading at $1.25, down 0.43% in the last 24 hours and 3.79% over the past week, with a market cap of $79.09 billion. The broader crypto market remains relatively flat, with a total market cap of $2.68 trillion.

Market reaction since this brief Live

Since this brief published about 6 hours ago, XRP (XRP) has moved from ₹118.81$1.25 to ₹118.81$1.25 — +0.00%.

$1.23$1.24$1.25$1.26$1.27 published · $1.25 now · $1.25 (+0.00%) Nov 1 18:15 UTC Nov 1 23:45 UTC
BeforeSince publishPublished · ₹118.81$1.25

The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.

What this means in rupee

At today's peer-to-peer rate, 1 XRP ≈ ₹129.46 (about $1.25), down 0.0% over 24 hours. The rupee itself trades about 9.0% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.

Live market data

Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.

XRP
#5
₹118.81$1.25 ▼ 0.02%
7d -3.56%MCap ₹7.53TFull XRP data →
The market when this published · November 1, 2026
Total market cap₹254.68T
Bitcoin 24h+0.36%
Ethereum 24h-0.03%
BTC dominance58.4%
Fear & Greed34 · Fear

Ripple's XRP Escrow Management Faces Criticism From Advo — questions & answers

What is the current status of XRP's escrow?

Ripple's escrow currently holds about 44.6 billion XRP, according to estimates.

Why is Ripple's escrow management being criticized?

Critics argue that the periodic release of XRP from escrow may have caused unnecessary market volatility.

What alternative approach is suggested?

XRP advocate Bill Morgan suggests that eliminating the escrow entirely might have been more beneficial.

How much is 1 XRP worth in rupee today?

About ₹129.46 at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $1.25. The rupee price moves with both XRP's US-dollar price and the USDT/INR rate; use our XRP in rupee page for any amount.

Which outlets reported this story?

This is an original Token Times brief that synthesises reporting from CaptainAltcoin. It is not a copy of any one article — follow the source links above for the original reporting.

In this storyRipple Company
Token Times Newsdesk Data-stamped

Token Times's newsdesk writes original briefs by synthesising coverage from across the crypto press — 50+ outlets including CoinDesk, The Block, Decrypt and Cointelegraph — cross-checking the figures they report — and verifying them against on-chain data from DeFiLlama and mempool.space — plus live market context (CoinGecko, Binance). We summarise and link to every source; we never reproduce full articles. Read our editorial standards and how we use AI. Not financial advice.

Market data verified against CoinGecko & Binance · November 1, 2026 ⛓ Timestamped at Bitcoin block #974,182 sha256:f6103e38f58af910
Based on reporting by CaptainAltcoin — this is an original Token Times summary with live market data, not the original article.CaptainAltcoin · Nov 1 18:15 ↗

Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.