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XRPL Stablecoin Market Surpasses $1 Billion Milestone in Q3 2026

RLUSD drives the majority of growth in XRP Ledger's stablecoin ecosystem, reaching $1.01 billion in Q3.

RLUSD drives the majority of growth in XRP Ledger's stablecoin ecosystem, reaching $1.01 billion in Q3. XRP (XRP) is trading at ₹119 ($1.25). This is an original Token Times brief based on reporting by Blockonomi, with live market data added, as of Sun, 01 Nov 2026 23:15:01 UTC.

Why it matters

The surge in XRPL stablecoins, particularly RLUSD, highlights growing adoption and liquidity on the XRP Ledger, potentially increasing its utility and transaction volume.

Key takeaways
  • XRPL stablecoin supply exceeded $1.03 billion in Q3 2026.
  • RLUSD accounts for 98.1% of XRPL's stablecoin liquidity at $1.01 billion.
  • XRP Ledger fees and reserves in XRP are linked to stablecoin transfers.
The story so far · 3 briefs
  1. Evernorth's XRP Treasury Surpasses $1 Billion After Nasdaq Listing
  2. Mastercard Reportedly Praises RLUSD Stablecoin at XRPL Event
  3. XRPL Stablecoin Market Surpasses $1 Billion Milestone in Q3 2026 — this brief

The XRP Ledger's stablecoin ecosystem reached a new milestone in Q3 2026, with the total supply surpassing $1.03 billion, according to Blockworks Research via Blockonomi. This growth was primarily driven by RLUSD, which increased by 49.7% to $1.01 billion, constituting the majority of the XRPL's stablecoin liquidity.

The rise in RLUSD's market share underscores its dominance on the XRP Ledger, accounting for 98.1% of the total stablecoin liquidity. This concentration suggests a strong preference for RLUSD among users of the XRP Ledger, potentially due to its stability and integration with the platform.

Stablecoin transfers on the XRP Ledger require fees and account reserves in XRP, linking the growth of stablecoins to the demand for XRP. This relationship could positively impact XRP's utility and transaction volume as stablecoin activity increases.

Verified data from DeFiLlama shows RLUSD's circulating supply at $2.42 billion, which is higher than the reported XRPL figure, indicating that RLUSD's presence extends beyond the XRP Ledger.

In the broader market context, the total crypto market cap stands at $2.68 trillion, with Bitcoin showing a modest 24-hour gain of 0.36%. XRP, the native token of the XRP Ledger, is currently priced at $1.25, with a slight 24-hour decline of 0.43%.

Market reaction since this brief Live

Since this brief published about 2 hours ago, XRP (XRP) has moved from ₹118.81$1.25 to ₹118.81$1.25 — +0.00%.

$1.23$1.24$1.25$1.26$1.27 published · $1.25 now · $1.25 (+0.00%) Nov 1 20:46 UTC Nov 1 23:15 UTC
BeforeSince publishPublished · ₹118.81$1.25
CoinAt publishNowSince publish
XRP₹118.81$1.25₹118.81$1.250.00%
RLUSD₹95.05$1.00₹95.05$1.000.00%

The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.

What this means in rupee

At today's peer-to-peer rate, 1 XRP ≈ ₹131.34 (about $1.25), down 0.1% over 24 hours. The rupee itself trades about 10.5% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.

Live market data

Current prices for the assets in this story — live, source-stamped, updated every 15 minutes.

XRP
#5
₹118.81$1.25 ▼ 0.13%
7d -3.56%MCap ₹7.52TFull XRP data →
#41
₹95.05$1.00 ▼ 0.03%
7d -0.02%MCap ₹231.32BFull RLUSD data →
The market when this published · November 1, 2026
Total market cap₹254.68T
Bitcoin 24h+0.36%
Ethereum 24h-0.03%
BTC dominance58.4%
Fear & Greed34 · Fear
On-chain & primary-source check

Figures and sectors in this story, checked live against on-chain aggregators · November 1, 2026.

RLUSD circulating supply$2.42BDeFiLlama ↗
Bitcoin DeFi TVL$6.15BDeFiLlama ↗
XRPL DeFi TVL$318.64MDeFiLlama ↗

Token Times reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.

XRPL Stablecoin Market Surpasses $1 Billion Milestone in Q3 — questions & answers

What is the current market cap of RLUSD?

RLUSD's market cap is $2.43 billion, according to live market data.

How much did RLUSD grow in Q3 2026?

RLUSD grew by 49.7% to $1.01 billion in Q3 2026.

What percentage of XRPL's stablecoin liquidity does RLUSD represent?

RLUSD represents 98.1% of the XRP Ledger's stablecoin liquidity.

How much is 1 XRP worth in rupee today?

About ₹131.34 at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $1.25. The rupee price moves with both XRP's US-dollar price and the USDT/INR rate; use our XRP in rupee page for any amount.

Which outlets reported this story?

This is an original Token Times brief that synthesises reporting from Blockonomi. It is not a copy of any one article — follow the source links above for the original reporting.

Token Times Newsdesk Data-stamped

Token Times's newsdesk writes original briefs by synthesising coverage from across the crypto press — 50+ outlets including CoinDesk, The Block, Decrypt and Cointelegraph — cross-checking the figures they report — and verifying them against on-chain data from DeFiLlama and mempool.space — plus live market context (CoinGecko, Binance). We summarise and link to every source; we never reproduce full articles. Read our editorial standards and how we use AI. Not financial advice.

Market data verified against CoinGecko & Binance · November 1, 2026 ⛓ Timestamped at Bitcoin block #974,182 sha256:45394c1f228206bf
Based on reporting by Blockonomi — this is an original Token Times summary with live market data, not the original article.Blockonomi · Nov 1 20:46 ↗

Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.