Visa Launches USDC Prefunding for 24/7 Cross-Border Payouts
Visa Direct now supports USDC for businesses to fund cross-border transactions 24/7.
Visa Direct now supports USDC for businesses to fund cross-border transactions 24/7. USDC (USDC) is trading at ₹95.05 ($0.9997). This is an original Token Times brief based on reporting by CoinCodex, with live market data added, as of Sun, 18 Oct 2026 11:15:01 UTC.
This development marks a significant step in integrating stablecoins into mainstream payment systems, offering businesses faster and more flexible cross-border payment options.
- Visa Direct now uses USDC for prefunding cross-border payouts.
- Businesses can fund transactions 24/7 with the stablecoin.
- USDC market cap stands at $72.34B, reflecting its growing adoption.
- Visa Launches USDC-Backed Cross-Border Payments Pilot
- Visa Launches USDC Prefunding for 24/7 Cross-Border Payouts — this brief
Visa has announced the commercial launch of 
USDC prefunding for Visa Direct, enabling businesses to fund cross-border payouts using the stablecoin 24/7. This move follows a pilot phase and signifies Visa's commitment to integrating blockchain technology into its payment systems.
The integration of USDC into Visa Direct aims to provide businesses with a more efficient and flexible method for cross-border transactions. By using a stablecoin, businesses can potentially reduce the volatility risks associated with other cryptocurrencies while benefiting from faster transaction times.
The development comes as the total crypto market cap remains around $2.81 trillion, with 
Bitcoin showing a modest 24-hour increase of 0.72%. The Fear & Greed Index stands at 53, indicating a neutral market sentiment.
USDC, with a circulating supply of $72.47 billion according to DeFiLlama, has a market cap of $72.34 billion at a price of $0.99969. The stablecoin's price has remained relatively stable, with a 24-hour change of +0.01% and a 7-day change of -0.00%.
This integration could pave the way for more widespread adoption of stablecoins in traditional financial systems, offering businesses an alternative to traditional banking channels for international transactions.
Since this brief published about 1 hour ago, USDC (USDC) has moved from ₹95.05$0.9997 to ₹95.05$0.9997 — -0.00%.
The chart plots USDC's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.
At today's peer-to-peer rate, 1 USDC ≈ ₹105.47 (about $0.9997), up 0.0% over 24 hours. The rupee itself trades about 11.0% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.
Figures and sectors in this story, checked live against on-chain aggregators · October 18, 2026.
Token Times reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.
Visa Launches USDC Prefunding for 24/7 Cross-Border Payouts — questions & answers
What is Visa Direct's new feature?
Visa Direct now supports USDC for prefunding cross-border payouts, allowing 24/7 transactions.
How does this benefit businesses?
Businesses can fund cross-border transactions faster and more flexibly using USDC.
What is the current market cap of USDC?
USDC's market cap is $72.34 billion, with a circulating supply of $72.47 billion.
How much is 1 USDC worth in rupee today?
About ₹105.47 at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $0.9997. The rupee price moves with both USDC's US-dollar price and the USDT/INR rate; use our USDC in rupee page for any amount.
Which outlets reported this story?
This is an original Token Times brief that synthesises reporting from CoinCodex. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.