Visa Survey Reveals Growing APAC Interest in Stablecoins for Daily Transactions
A new Visa survey shows nearly half of Asia-Pacific consumers expect to use stablecoins for everyday payments by 2031.
A new Visa survey shows nearly half of Asia-Pacific consumers expect to use stablecoins for everyday payments by 2031. This is an original Token Times brief synthesising 2 outlets (The Daily Hodl, CoinDesk), plus live market data, as of Mon, 12 Oct 2026 07:00:01 UTC.
This development highlights the increasing mainstream acceptance of stablecoins as a payment method, potentially reshaping the future of digital transactions in the Asia-Pacific region and posing both opportunities and challenges for traditional financial systems.
- 46% of APAC consumers likely to adopt stablecoins by 2031, up from 16% current usage.
- Only 6% of respondents fully understand how stablecoins work.
- Growing interest in stablecoin payments despite concerns about understanding and trust.
Both The Daily Hodl and CoinDesk report that Visa's Consumer 360 survey of 14,250 people in the Asia-Pacific region found a significant increase in stablecoin adoption expectations, with 46% likely to use them by 2031 compared to 16% current usage. However, CoinDesk emphasizes that only 6% of respondents correctly understand how stablecoins work, highlighting a critical barrier to adoption. The Daily Hodl focuses more on the potential for stablecoin use in spending and transfers, while CoinDesk underscores the knowledge gap as a key challenge.
Visa's Consumer 360 survey, which polled 14,250 people across the Asia-Pacific region, reveals a growing interest in stablecoins for everyday transactions. The survey found that 46% of respondents are likely to adopt stablecoins within the next five years, a significant increase from the current 16% usage rate.
The survey indicates that consumers are increasingly interested in using stablecoins for payments and transfers. However, the data also shows that there are significant barriers to adoption, particularly in terms of understanding and trust. Only 6% of respondents reported a full understanding of how stablecoins work, suggesting a need for more education and awareness.
The Daily Hodl and CoinDesk both corroborate the survey's findings on the rising interest in stablecoins, but they differ slightly in their emphasis. The Daily Hodl focuses on the potential for stablecoin use in everyday transactions, while CoinDesk highlights the knowledge gap as a critical challenge.
The survey's findings come at a time when the total crypto market cap stands at $2.91 trillion, with the overall market showing a broad upward trend. 
Bitcoin, for instance, has seen a 24-hour increase of 1.10%, and the Fear & Greed index is at 69, indicating a state of 'Greed' in the market.
The survey underscores the potential for stablecoins to play a significant role in the future of digital payments in the Asia-Pacific region. As interest grows, it will be crucial for stakeholders to address the barriers to adoption, particularly in terms of education and trust-building.
Visa Survey Reveals Growing APAC Interest in Stablecoins for — questions & answers
What percentage of APAC consumers are likely to adopt stablecoins by 2031?
46% of APAC consumers are likely to adopt stablecoins by 2031, according to Visa's survey.
What are the main barriers to stablecoin adoption?
The main barriers are lack of understanding and trust, with only 6% of respondents fully understanding how stablecoins work.
How does the survey data compare to current stablecoin usage?
The survey shows a significant increase from the current 16% usage rate to a projected 46% adoption by 2031.
Which outlets reported this story?
This is an original Token Times brief that synthesises reporting from The Daily Hodl, CoinDesk, with the key figures cross-checked for agreement across them. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.