XRP Ledger Readies for October 23 Upgrade Amidst Stalled Lending Feature
The XRP Ledger is set for a software upgrade on October 23 to address a critical security issue, while its native lending system remains in limbo.
The XRP Ledger is set for a software upgrade on October 23 to address a critical security issue, while its native lending system remains in limbo. XRP (XRP) is trading at ₹124 ($1.30), up 0.8% since this brief published. This is an original Token Times brief based on reporting by Bitcoin.com, with live market data added, as of Sat, 17 Oct 2026 19:30:01 UTC.
The upgrade addresses a significant security vulnerability that could allow unauthorized token creation, safeguarding the ledger's integrity. Meanwhile, the delay of the lending feature may impact the platform's competitive positioning in the DeFi space.
- XRP Ledger upgrade scheduled for October 23 to fix token creation flaw.
- Upgrade will prevent authorized accounts from creating tokens instead of destroying them.
- Native lending feature approval remains pending, delaying its launch.
- XRP price down 0.21% in last 24 hours, underperforming Bitcoin.
The 
XRP Ledger is set to undergo a significant software upgrade on October 23, according to 
Bitcoin.com. This upgrade, known as fixCleanup3_4_0, is designed to address a critical security flaw that could potentially allow certain authorized accounts to create new tokens instead of destroying them.
This flaw poses a significant risk to the integrity of the XRP Ledger, as it could be exploited to mint unauthorized tokens. The upcoming upgrade aims to rectify this issue, ensuring the security and reliability of the platform.
In addition to the security upgrade, the XRP Ledger's much-anticipated native lending feature is also in the spotlight. However, this feature remains in a state of limbo, awaiting approval before it can be implemented. The delay in its launch could impact the platform's ability to compete in the rapidly evolving decentralized finance (DeFi) space.
The XRP Ledger has been making strides in enhancing its functionality and security. The upcoming upgrade is a testament to the platform's commitment to maintaining a secure and efficient ecosystem for its users.
In the current market context, XRP is trading at $1.29, down 0.21% in the last 24 hours and 7.94% over the past week. This underperformance comes as the overall crypto market remains relatively flat, with a total market cap of $2.8 trillion and a Fear & Greed index of 55, indicating a state of 'Greed.'
Since this brief published about 2 hours ago, XRP (XRP) has moved from ₹122.69$1.29 to ₹123.65$1.30 — +0.78%.
The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.
At today's peer-to-peer rate, 1 XRP ≈ ₹135.53 (about $1.30), down 0.2% over 24 hours. The rupee itself trades about 9.6% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.
Figures and sectors in this story, checked live against on-chain aggregators · October 17, 2026.
Token Times reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.
XRP Ledger Readies for October 23 Upgrade Amidst Stalled Len — questions & answers
What is the purpose of the October 23 XRP Ledger upgrade?
The upgrade aims to fix a security flaw that could allow unauthorized token creation.
Why is the XRP Ledger's lending feature delayed?
The feature is awaiting approval before it can be implemented.
How has the XRP price performed recently?
XRP is down 0.21% in the last 24 hours and 7.94% over the past week.
How much is 1 XRP worth in rupee today?
About ₹135.53 at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $1.30. The rupee price moves with both XRP's US-dollar price and the USDT/INR rate; use our XRP in rupee page for any amount.
Has XRP's price moved since this brief was published?
XRP is up 0.78% since this brief first published — trading at ₹124 ($1.30) now versus ₹123 ($1.29) at publication. Token Times re-checks this figure against CoinGecko and Binance every 15 minutes.
Which outlets reported this story?
This is an original Token Times brief that synthesises reporting from Bitcoin.com. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.