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XRP Ledger Surpasses 13M AI-Driven Agentic Payments

The XRP Ledger has processed over 13.4 million agentic payments using the x402 protocol, showcasing significant growth in AI-driven commerce.

The XRP Ledger has processed over 13.4 million agentic payments using the x402 protocol, showcasing significant growth in AI-driven commerce. XRP (XRP) is trading at $1.40, up 0.7% since this brief published. This is an original Token Times brief synthesising 2 outlets (The Crypto Basic, Crypto.news), plus live market data, as of Sun, 11 Oct 2026 15:00:01 UTC.

Why it matters

This milestone highlights the growing adoption of AI-driven payment systems on the XRP Ledger, potentially positioning it as a key platform for automated digital transactions and expanding its use cases beyond traditional cryptocurrency transfers.

Covered by 2 outlets over about 24.8 h — Token Times synthesises them all into one brief
  1. The Crypto Basic
    XRP Hits New Milestone of 13M Total Agentic Payments ↗
  2. Crypto.news
    Ex-Ripple exec on XRP's 13M AI payments: What's next? ↗
Key takeaways
  • XRP Ledger hits 13.4M agentic payments via x402 protocol.
  • Transactions supported by XRP and RLUSD across 168 merchants.
  • AI agents increasingly handle digital service payments with minimal human intervention.
What the reporting agrees on

Multiple outlets, including The Crypto Basic and Crypto.news, confirm that the XRP Ledger has surpassed 13.4 million agentic payments through the x402 protocol. They agree on the involvement of XRP and RLUSD in facilitating these transactions across 168 registered merchants. However, The Crypto Basic emphasizes the AI-driven nature of the payments and the network's growth in AI commerce, while Crypto.news focuses on the transactional support and merchant adoption.

The XRP Ledger (XRPL) has achieved a new milestone by processing over 13.4 million agentic payments using the x402 protocol. This development comes just a few months after the network crossed the 1-million mark, indicating rapid growth in AI-driven commerce.

These agentic payments involve artificial intelligence (AI) agents making payments for digital services with minimal or no direct human involvement. The transactions are supported by XRP and RLUSD, with 168 registered merchants currently participating in this ecosystem.

According to multiple outlets, the x402 protocol is designed to facilitate automated and efficient payment processes, leveraging AI to handle transactions. This aligns with the broader trend of integrating AI into financial systems to enhance speed and accuracy.

The XRP Ledger's expansion into AI-driven payments reflects its evolving role in the digital economy. While initially known for its cryptocurrency, XRP, the platform is increasingly being used for diverse applications, including AI-based transactions.

In the current market context, the total cryptocurrency market cap stands at $2.88 trillion, with Bitcoin showing a modest 24-hour gain of 0.39%. XRP itself is trading at $1.39, down 0.59% in the last 24 hours but maintaining a strong market cap of $88.02 billion. The Fear & Greed Index is at 61, indicating a state of 'Greed' among investors.

Market reaction since this brief Live

Since this brief published about 30 hours ago, XRP (XRP) has moved from $1.39 to $1.40 — +0.72%.

$1.39$1.39$1.40$1.40$1.40 published · $1.39 now · $1.40 (+0.72%) Oct 10 09:17 UTC Oct 11 15:00 UTC
BeforeSince publishPublished · $1.39

The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.

What this means in rupee

At today's peer-to-peer rate, 1 XRP ≈ ₹145.88 (about $1.40), down 0.5% over 24 hours. The rupee itself trades about 7.6% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.

Live market data

Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.

XRP
#5
$1.40 ▼ 0.53%
+0.72% since this brief published
7d -6.89%MCap $88.33BFull XRP data →
The market when this published · October 10, 2026
Total market cap$2.88T
Bitcoin 24h+0.39%
Ethereum 24h+0.44%
BTC dominance58.0%
Fear & Greed61 · Greed
On-chain & primary-source check

Figures and sectors in this story, checked live against on-chain aggregators · October 11, 2026.

RLUSD circulating supply$2.45BDeFiLlama ↗
Bitcoin DeFi TVL$4.43BDeFiLlama ↗

Token Times reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.

XRP Ledger Surpasses 13M AI-Driven Agentic Payments — questions & answers

What is the significance of 13.4 million agentic payments?

It signifies growing adoption of AI-driven payments on the XRP Ledger, showcasing its potential as a platform for automated digital transactions.

How does the x402 protocol support these payments?

The x402 protocol facilitates automated and efficient payment processes, leveraging AI to handle transactions with minimal human intervention.

What role does XRP play in these transactions?

XRP is one of the cryptocurrencies supporting these agentic payments, along with RLUSD, across 168 registered merchants.

How much is 1 XRP worth in rupee today?

About ₹145.88 at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $1.40. The rupee price moves with both XRP's US-dollar price and the USDT/INR rate; use our XRP in rupee page for any amount.

Has XRP's price moved since this brief was published?

XRP is up 0.72% since this brief first published — trading at $1.40 now versus $1.39 at publication. Token Times re-checks this figure against CoinGecko and Binance every 15 minutes.

Which outlets reported this story?

This is an original Token Times brief that synthesises reporting from The Crypto Basic, Crypto.news, with the key figures cross-checked for agreement across them. It is not a copy of any one article — follow the source links above for the original reporting.

Token Times Newsdesk Data-stamped

Token Times's newsdesk writes original briefs by synthesising coverage from across the crypto press — 50+ outlets including CoinDesk, The Block, Decrypt and Cointelegraph — cross-checking the figures they report — and verifying them against on-chain data from DeFiLlama and mempool.space — plus live market context (CoinGecko, Binance). We summarise and link to every source; we never reproduce full articles. Read our editorial standards and how we use AI. Not financial advice.

Market data verified against CoinGecko & Binance · October 11, 2026 ⛓ Timestamped at Bitcoin block #970,926 sha256:da1f11a7cbe5cbb3
Corroborated across 2 outlets, reported over about 24.8 h — this is an original Token Times summary with live market data, not the original article.The Crypto Basic · Oct 10 09:17 ↗Crypto.news · Oct 11 10:05 ↗

Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.