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Ripple and Arf Partner to Address Cross-Border Payment Funding Gaps

Ripple's new collaboration with Arf aims to solve the working capital mismatch in international payments using RLUSD.

Ripple's new collaboration with Arf aims to solve the working capital mismatch in international payments using RLUSD. Ripple USD (RLUSD) is trading at ₹95 ($1.00). This is an original Token Times brief based on reporting by NewsBTC, with live market data added, as of Sun, 25 Oct 2026 16:15:01 UTC.

Why it matters

This partnership addresses a critical inefficiency in cross-border payments where transaction speeds on blockchain outpace traditional funding mechanisms, potentially improving liquidity for payment providers.

Key takeaways
  • Ripple and Arf partner to tackle cross-border payment funding gaps.
  • RLUSD will supply working capital to licensed payment businesses.
  • RLUSD has a $2.47B circulating supply, according to DeFiLlama.
The story so far · 5 briefs
  1. Cross River Bank Partners with Ripple to Integrate RLUSD Stablecoin
  2. Ripple's RLUSD Stablecoin to Enter U.S. Banking System via Cross River Bank
  3. Cross River Bank Integrates Ripple's RLUSD Stablecoin
  4. Ripple and Arf Launch RLUSD Settlement Liquidity on XRP Ledger for Payment Firms
  5. Ripple and Arf Partner to Address Cross-Border Payment Funding Gaps — this brief

Ripple has announced a new partnership with Arf to tackle the funding gap that often occurs in cross-border payments. While blockchain technology allows payments to be processed in seconds, the companies facilitating these transactions often face delays in receiving the necessary working capital, creating a liquidity mismatch.

The collaboration will leverage Ripple's RLUSD stablecoin to supply working capital to licensed payment businesses. This approach aims to bridge the gap between the speed of digital transactions and the slower pace of traditional financial systems.

According to DeFiLlama, the circulating supply of RLUSD is currently $2.47 billion, indicating a significant capacity to support this initiative. In contrast, the circulating supply of CASH, another relevant token, is $128.7 million.

The partnership comes at a time when the total cryptocurrency market cap stands at $2.77 trillion, with the overall market showing a relatively flat trend. Bitcoin has seen a modest 24-hour increase of 0.85%, and the Fear & Greed index is at 54, indicating a neutral market sentiment.

This development is significant as it addresses a key inefficiency in the cross-border payment ecosystem. By providing a solution to the funding mismatch, Ripple and Arf could enhance the liquidity and operational efficiency of payment providers, potentially leading to faster and more reliable international transactions.

Market reaction since this brief Live

Since this brief published about 1 hour ago, Ripple USD (RLUSD) has moved from ₹95.00$1.00 to ₹95.00$1.00 — +0.00%.

$0.98$0.99$1.00$1.01$1.02 published · $1.00 now · $1.00 (+0.00%) Oct 25 15:00 UTC Oct 25 16:15 UTC
BeforeSince publishPublished · ₹95.00$1.00

The chart plots RLUSD's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.

What this means in rupee

At today's peer-to-peer rate, 1 RLUSD ≈ ₹100.4 (about $1.00), up 0.0% over 24 hours. The rupee itself trades about 5.7% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.

Live market data

Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.

#41
₹95.00$1.00 ▲ 0.00%
7d +0.03%MCap ₹234.41BFull RLUSD data →
The market when this published · October 25, 2026
Total market cap₹262.78T
Bitcoin 24h+0.85%
Ethereum 24h+0.43%
BTC dominance58.6%
Fear & Greed54 · Neutral
On-chain & primary-source check

Figures and sectors in this story, checked live against on-chain aggregators · October 25, 2026.

RLUSD circulating supply$2.47BDeFiLlama ↗
CASH circulating supply$128.71MDeFiLlama ↗
SectorCross-chain bridges$12.47Bacross 31 protocolsDeFiLlama ↗
Bitcoin DeFi TVL$4.30BDeFiLlama ↗

Token Times reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.

Ripple and Arf Partner to Address Cross-Border Payment Fundi — questions & answers

What is the role of RLUSD in this partnership?

RLUSD will be used to supply working capital to licensed payment businesses, addressing the funding gap in cross-border transactions.

How large is the circulating supply of RLUSD?

The circulating supply of RLUSD is $2.47 billion, as reported by DeFiLlama.

What is the current state of the cryptocurrency market?

The total crypto market cap is $2.77 trillion, with Bitcoin up 0.85% in the last 24 hours and the Fear & Greed index at 54 (Neutral).

How much is 1 Ripple USD worth in rupee today?

About ₹100.4 at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $1.00. The rupee price moves with both RLUSD's US-dollar price and the USDT/INR rate; use our Ripple USD in rupee page for any amount.

Which outlets reported this story?

This is an original Token Times brief that synthesises reporting from NewsBTC. It is not a copy of any one article — follow the source links above for the original reporting.

In this storyRipple Company
Token Times Newsdesk Data-stamped

Token Times's newsdesk writes original briefs by synthesising coverage from across the crypto press — 50+ outlets including CoinDesk, The Block, Decrypt and Cointelegraph — cross-checking the figures they report — and verifying them against on-chain data from DeFiLlama and mempool.space — plus live market context (CoinGecko, Binance). We summarise and link to every source; we never reproduce full articles. Read our editorial standards and how we use AI. Not financial advice.

Market data verified against CoinGecko & Binance · October 25, 2026 ⛓ Timestamped at Bitcoin block #973,085 sha256:486164b4ad4b17c9
Based on reporting by NewsBTC — this is an original Token Times summary with live market data, not the original article.NewsBTC · Oct 25 15:00 ↗

Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.