Ripple Secures Final US Bank Charter for RLUSD Operations
Ripple's new federal bank charter enables regulated stablecoin operations and crypto custody services.
Ripple's new federal bank charter enables regulated stablecoin operations and crypto custody services. Ripple USD (RLUSD) is trading at ₹95.27 ($1.00). This is an original Token Times brief based on reporting by Bitcoin.com, with live market data added, as of Tue, 27 Oct 2026 04:00:01 UTC.
The charter allows Ripple to operate as a federally regulated financial institution, enhancing credibility for its RLUSD stablecoin and expanding its enterprise crypto custody services under U.S. supervision.
- Ripple gains federal bank charter approval for regulated operations.
- RLUSD stablecoin market cap stands at $2.58B with minimal price movement.
- Charter enables enterprise crypto custody and stablecoin infrastructure services.
- Ripple's regulatory clarity may boost institutional adoption.
- Cross River Bank Partners with Ripple to Integrate RLUSD Stablecoin
- Ripple's RLUSD Stablecoin to Enter U.S. Banking System via Cross River Bank
- Cross River Bank Integrates Ripple's RLUSD Stablecoin
- Ripple's AI-Driven Payments and RLUSD Launch Fuel XRP Momentum
- Ripple Unveils RLUSD Platform for 24/7 Corporate Treasury Management
- Ripple Receives US Approval for National Trust Bank Operations
- Ripple Secures Final US Bank Charter for RLUSD Operations — this brief
Ripple has obtained final federal approval for its national trust bank charter, according to 
Bitcoin.com. This regulatory milestone allows Ripple to operate as a federally supervised financial institution within the United States.
The charter specifically facilitates Ripple's plans for managing its RLUSD stablecoin reserves and expanding its enterprise crypto custody services. This development provides enterprises with a regulated platform for stablecoin infrastructure.
The RLUSD stablecoin currently has a circulating supply of $2.57B, according to DeFiLlama, with its price showing minimal movement at $1 (+0.02% 24h).
This move comes as the broader crypto market remains relatively stable, with a total market cap of $2.74T and Bitcoin trading at a 24-hour increase of 0.34%.
The charter's approval could enhance Ripple's credibility and potentially drive institutional adoption of its services. It also places Ripple under direct U.S. banking oversight, which may influence its strategic decisions and market positioning.
Since this brief published about 2 hours ago, Ripple USD (RLUSD) has moved from ₹95.27$1.00 to ₹95.27$1.00 — +0.00%.
The chart plots RLUSD's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.
At today's peer-to-peer rate, 1 RLUSD ≈ ₹104.9 (about $1.00), down 0.0% over 24 hours. The rupee itself trades about 10.1% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.
Figures and sectors in this story, checked live against on-chain aggregators · October 27, 2026.
Token Times reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.
Ripple Secures Final US Bank Charter for RLUSD Operations — questions & answers
What does Ripple's bank charter approval mean for RLUSD?
The charter allows Ripple to manage RLUSD reserves under federal supervision, adding regulatory credibility to the stablecoin.
How will the charter affect Ripple's enterprise services?
The charter enables Ripple to offer regulated crypto custody and stablecoin infrastructure services to enterprises.
What is the current market cap of RLUSD?
RLUSD has a market cap of $2.58B, according to DeFiLlama.
How much is 1 Ripple USD worth in rupee today?
About ₹104.9 at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $1.00. The rupee price moves with both RLUSD's US-dollar price and the USDT/INR rate; use our Ripple USD in rupee page for any amount.
Which outlets reported this story?
This is an original Token Times brief that synthesises reporting from Bitcoin.com. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.