XRP Investor Criticizes Ripple's Focus on RLUSD, Calls for $20 XRP
An XRP community member has accused Ripple of prioritizing its RLUSD stablecoin over the interests of XRP holders.
An XRP community member has accused Ripple of prioritizing its RLUSD stablecoin over the interests of XRP holders. XRP (XRP) is trading at ₹121 ($1.27), down 0.8% since this brief published. This is an original Token Times brief synthesising 3 outlets (ZyCrypto, The Crypto Basic, CoinEdition), plus live market data, as of Tue, 03 Nov 2026 20:15:01 UTC.
This criticism highlights growing tensions between Ripple's strategic priorities and the expectations of its XRP investor base, potentially impacting community sentiment and market dynamics.
- XRP investor expresses frustration over Ripple's focus on RLUSD stablecoin.
- Community feels overlooked after supporting Ripple through legal challenges.
- XRP price up 3.02% in 24 hours but down 2.96% over the past week.
- RLUSD has a $2.57B circulating supply according to DeFiLlama.
Both ZyCrypto and The Crypto Basic report that an XRP community member, using the handle Fiduciary Ledger '17, has criticized Ripple for prioritizing its business interests, particularly the RLUSD stablecoin, over the interests of loyal XRP holders. The outlets agree that the investor expressed frustration over the community's support during Ripple's five-year legal battle and called for action to help unlock XRP's potential. However, The Crypto Basic provides the specific detail that the criticism was directed at Ripple CEO Brad Garlinghouse and ex-CTO David Schwartz, while ZyCrypto focuses more on the emotional appeal for XRP's price growth.
- Ripple Secures Final US Bank Charter for RLUSD Operations
- Robinhood to Integrate Ripple's RLUSD Stablecoin for 29M Users
- Ripple's RLUSD Stablecoin Receives A2 Rating from Moody's
- Coinbase Lists Ripple's RLUSD Stablecoin, Expanding Dollar-Backed Offerings
- Moody's Assigns Investment-Grade Ratings to Ripple's RLUSD Stablecoin
- Ripple's RLUSD Leads Stablecoin Market Growth Amid Binance Withdrawal Resumption
- XRP Investor Criticizes Ripple's Focus on RLUSD, Calls for $20 XRP — this brief
An 
XRP community member has publicly criticized Ripple for allegedly prioritizing its RLUSD stablecoin over the interests of XRP holders. The investor, using the handle Fiduciary Ledger '17, expressed frustration on social media platform X, accusing Ripple of putting business interests ahead of the community that supported the company through its five-year legal battle.
The investor called for Ripple's leadership, including CEO Brad Garlinghouse and ex-CTO David Schwartz, to recognize the community's loyalty and take action to help unlock XRP's long-anticipated $20 valuation. This appeal comes at a time when Ripple is expanding its focus on RLUSD, a dollar-pegged stablecoin with a circulating supply of $2.57B according to DeFiLlama.
The criticism highlights a potential rift between Ripple's strategic direction and the expectations of its investor base. While XRP has seen a 3.02% price increase in the past 24 hours, it remains down 2.96% over the past week, currently trading at $1.28 with a market cap of $80.99B. This contrasts with RLUSD's relatively stable performance, maintaining a price of $1 with a market cap of $2.59B.
The broader cryptocurrency market remains relatively flat, with a total market cap of $2.67T. 
Bitcoin has seen a modest 0.84% increase in the past 24 hours, while the Crypto Fear & Greed Index stands at 26, indicating a 'Fear' sentiment among investors.
The situation underscores the challenges Ripple faces in balancing its business objectives with the expectations of its community. As Ripple continues to develop its stablecoin offerings, it will need to address the concerns of XRP holders to maintain trust and support within its investor base. The next steps Ripple takes in response to this criticism could have significant implications for its community relations and market positioning.
Since this brief published about 4 hours ago, XRP (XRP) has moved from ₹121.51$1.28 to ₹120.56$1.27 — -0.78%.
The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.
At today's peer-to-peer rate, 1 XRP ≈ ₹133.03 (about $1.27), up 2.0% over 24 hours. The rupee itself trades about 10.3% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the assets in this story — live, source-stamped, updated every 15 minutes.
Figures and sectors in this story, checked live against on-chain aggregators · November 3, 2026.
Token Times reads these figures directly from on-chain aggregators (DeFiLlama, mempool.space) at build time — independent of what any outlet reported. Sector totals aggregate every protocol DeFiLlama tracks in that category. Values are live and will change.
XRP Investor Criticizes Ripple's Focus on RLUSD, Calls f — questions & answers
What is RLUSD and why is it significant?
RLUSD is a dollar-pegged stablecoin developed by Ripple with a circulating supply of $2.57B. Its growth represents a strategic focus for Ripple, potentially impacting XRP's position.
What is the current price of XRP?
XRP is currently trading at $1.28, up 3.02% in the past 24 hours but down 2.96% over the week.
How much is 1 XRP worth in rupee today?
About ₹133.03 at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $1.27. The rupee price moves with both XRP's US-dollar price and the USDT/INR rate; use our XRP in rupee page for any amount.
Has XRP's price moved since this brief was published?
XRP is down 0.78% since this brief first published — trading at ₹121 ($1.27) now versus ₹122 ($1.28) at publication. Token Times re-checks this figure against CoinGecko and Binance every 15 minutes.
Which outlets reported this story?
This is an original Token Times brief that synthesises reporting from ZyCrypto, The Crypto Basic, CoinEdition, with the key figures cross-checked for agreement across them. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.