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XRP Tops $1.30 as Large-Holder Wallets Reach an Annual Peak

XRP moved above $1.30 on November 4 as the number of wallets holding at least one million tokens reached a yearly high.

XRP moved above $1.30 on November 4 as the number of wallets holding at least one million tokens reached a yearly high. XRP (XRP) is trading at ₹124 ($1.31). This is an original Token Times brief based on reporting by BeInCrypto, with live market data added, as of Thu, 05 Nov 2026 04:15:01 UTC.

Why it matters

The rising large-wallet count and positive short-term price action indicate renewed strength in XRP, although demand in the US and slowing ETF flows could limit follow-through.

Key takeaways
  • XRP reclaimed $1.30 on November 4
  • Wallets holding at least one million XRP reached a yearly high
  • XRP trades at $1.31, up 4.75% over 24 hours
  • Weaker US demand and slowing ETF flows remain headwinds
The story so far · 2 briefs
  1. XRP Faces Downward Pressure as Large Wallets Distribute Holdings
  2. XRP Tops $1.30 as Large-Holder Wallets Reach an Annual Peak — this brief

XRP recovered the $1.30 level on November 4 while the number of wallets holding at least one million tokens climbed to a yearly high, according to BeInCrypto. The report linked the growing concentration of large holdings with XRP’s resilient price performance, but did not provide the wallet count or a specific growth rate. Large holders’ expansion coincided with XRP’s broader market momentum. The token is currently priced at $1.31, representing a 4.75% gain over 24 hours and a 0.69% increase over seven days. Its market capitalization stands at $82.68 billion.

BeInCrypto also noted softer demand from US investors and a deceleration in ETF flows as potential constraints on XRP’s next move. Those factors provide a counterweight to the growing number of million-token wallets and the token’s recent advance above $1.30. The wider crypto market is broadly higher, with total capitalization at $2.76 trillion. Bitcoin is up 6.08% over 24 hours, while the Fear & Greed Index registers 50, placing sentiment in neutral territory. The key areas to monitor are whether XRP can maintain its position above $1.30, continued growth in large-holder wallets, and whether US demand and ETF flows improve or weaken further.

Market reaction since this brief Live

Since this brief published about 6 hours ago, XRP (XRP) has moved from ₹123.95$1.31 to ₹123.95$1.31 — +0.00%.

$1.28$1.30$1.31$1.32$1.34 published · $1.31 now · $1.31 (+0.00%) Nov 4 22:42 UTC Nov 5 04:15 UTC
BeforeSince publishPublished · ₹123.95$1.31

The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.

What this means in rupee

At today's peer-to-peer rate, 1 XRP ≈ ₹134.77 (about $1.31), up 2.9% over 24 hours. The rupee itself trades about 8.7% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.

Live market data

Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.

XRP
#5
₹123.95$1.31 ▲ 2.94%
7d +1.07%MCap ₹7.83TFull XRP data →
The market when this published · November 4, 2026
Total market cap₹261.05T
Bitcoin 24h+6.08%
Ethereum 24h+8.64%
BTC dominance58.7%
Fear & Greed50 · Neutral

XRP Tops $1.30 as Large-Holder Wallets Reach an Annual Peak — questions & answers

What milestone did XRP reach on November 4?

XRP reclaimed the $1.30 price level on November 4, according to BeInCrypto.

What does the yearly wallet high represent?

It means the number of wallets holding at least one million XRP tokens reached its highest level in a year, although BeInCrypto did not provide an exact count.

What factors could limit XRP’s momentum?

BeInCrypto cited softer US demand and slowing ETF flows as potential headwinds.

How much is 1 XRP worth in rupee today?

About ₹134.77 at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $1.31. The rupee price moves with both XRP's US-dollar price and the USDT/INR rate; use our XRP in rupee page for any amount.

Which outlets reported this story?

This is an original Token Times brief that synthesises reporting from BeInCrypto. It is not a copy of any one article — follow the source links above for the original reporting.

Token Times Newsdesk Data-stamped

Token Times's newsdesk writes original briefs by synthesising coverage from across the crypto press — 50+ outlets including CoinDesk, The Block, Decrypt and Cointelegraph — cross-checking the figures they report — and verifying them against on-chain data from DeFiLlama and mempool.space — plus live market context (CoinGecko, Binance). We summarise and link to every source; we never reproduce full articles. Read our editorial standards and how we use AI. Not financial advice.

Market data verified against CoinGecko & Binance · November 5, 2026 ⛓ Timestamped at Bitcoin block #974,615 sha256:123a246baa81c36e
Based on reporting by BeInCrypto — this is an original Token Times summary with live market data, not the original article.BeInCrypto · Nov 4 22:42 ↗

Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.