XRP Whale Holdings Rise, but a Stolen-Fund Caveat Clouds the Signal
XRP is higher on the day as million-token wallets reach a 2026 high, although separate reporting raises questions about the data.
XRP is higher on the day as million-token wallets reach a 2026 high, although separate reporting raises questions about the data. XRP (XRP) is trading at ₹125 ($1.32). This is an original Token Times brief synthesising 2 outlets (CaptainAltcoin, CryptoSlate), plus live market data, as of Wed, 04 Nov 2026 16:15:01 UTC.
The rise in large XRP wallets could indicate concentration among major holders, but the reported presence of stolen Binance funds means the on-chain signal may not be as bullish as it initially appears.
- Wallets holding at least 1 million XRP reportedly reached 2,147 in 2026
- The count increased by 28 wallets, according to Santiment data cited by CaptainAltcoin
- CryptoSlate links six million-token accounts to stolen Binance XRP
- XRP trades at $1.32, up 3.69% over 24 hours
Both CaptainAltcoin and CryptoSlate focus on the significance of accounts holding more than one million XRP, but they do not cite the same dataset. CaptainAltcoin reports Santiment’s count of 2,147 qualifying wallets, the highest in 2026, along with an increase of 28 wallets; CryptoSlate instead cites Bitquery’s tracing of stolen Binance XRP into six accounts with more than one million tokens. CryptoSlate explicitly says the effect of those accounts on Santiment’s dataset remains unconfirmed, leaving open the possibility that part of the reported whale activity is distorted by misplaced stolen funds.
- XRP ETF Inflows Rise Despite Whale Selling Pressure
- XRP Whale Holdings Rise, but a Stolen-Fund Caveat Clouds the Signal — this brief
XRP showed modest positive momentum in CaptainAltcoin’s report, gaining about 2% to approximately $1.27. The more prominent development was in wallet ownership: Santiment data cited by the outlet showed 2,147 wallets holding at least 1 million XRP, the highest such count recorded in 2026. That group reportedly expanded by 28 wallets, although the supplied summary does not specify the period covered by that increase.
The headline wallet count points to growing concentration of XRP among large holders, which could make on-chain activity among these accounts relevant when assessing the token’s ownership structure. The data does not by itself establish who controls the wallets, whether the holdings are being accumulated for the long term, or whether every qualifying address reflects organic market activity.
Coverage from the two outlets adds an important qualification. CryptoSlate reported that Bitquery traced stolen Binance XRP into six accounts holding more than one million tokens. Its effect on Santiment’s dataset was unconfirmed, so the accounts cannot be assumed to be included in the 2,147-wallet figure, but their discovery raises a potential issue for any interpretation of the wallet count as a straightforward accumulation signal.
The development sits against a generally higher crypto market. Total market capitalization was $2.73 trillion, 
Bitcoin was up 2.80% over 24 hours, and the Fear and Greed index stood at 34, indicating a market backdrop still classified as fearful despite broad gains. XRP itself was recently weaker over seven days, making the latest daily advance important context without resolving its short-term trend.
In the live market snapshot, XRP was trading at $1.32, up 3.69% over 24 hours but down 0.49% over seven days, with a market capitalization of $83.81 billion. The key issue to monitor is whether the rise in million-XRP wallets persists and whether on-chain analysis clarifies the status of the six accounts linked to stolen Binance funds. Those checks would determine how much weight the whale-count signal can carry.
Since this brief published about 9 hours ago, XRP (XRP) has moved from ₹125.18$1.32 to ₹125.18$1.32 — +0.00%.
The chart plots XRP's price: grey is the move before this brief published, the vertical dashed line marks the moment it published, the horizontal dashed line is the price then, and the coloured area is the move since — from Token Times's market data (daily resolution). It shows what happened after the news, not that the news caused it; many factors move prices. Not financial advice.
At today's peer-to-peer rate, 1 XRP ≈ ₹140.14 (about $1.32), up 3.2% over 24 hours. The rupee itself trades about 11.9% above the official rate on the P2P market, so a Indian buyer's effective cost differs from the headline dollar price.
Live market data
Current prices for the asset in this story — live, source-stamped, updated every 15 minutes.
XRP Whale Holdings Rise, but a Stolen-Fund Caveat Clouds the — questions & answers
How many wallets hold at least one million XRP?
CaptainAltcoin cites Santiment data showing 2,147 qualifying wallets, the highest reported level in 2026. The count reportedly rose by 28 wallets.
Does the whale-wallet figure include stolen Binance XRP?
CryptoSlate says Bitquery traced stolen Binance XRP into six accounts holding more than one million tokens, but its effect on Santiment’s dataset remains unconfirmed.
How is XRP performing in the live market data?
XRP is priced at $1.32, up 3.69% over 24 hours and down 0.49% over seven days. Its market capitalization is $83.81 billion.
How much is 1 XRP worth in rupee today?
About ₹140.14 at the live peer-to-peer (P2P) USDT rate, which is what Indians typically trade at — equivalent to roughly $1.32. The rupee price moves with both XRP's US-dollar price and the USDT/INR rate; use our XRP in rupee page for any amount.
Which outlets reported this story?
This is an original Token Times brief that synthesises reporting from CaptainAltcoin, CryptoSlate, with the key figures cross-checked for agreement across them. It is not a copy of any one article — follow the source links above for the original reporting.
Original summary — not financial advice. This is an original Token Times brief that summarises a development reported elsewhere and adds live market data for context; it is not the original article and reproduces no part of it. Follow the source link above for full details. Crypto is volatile and high-risk — always do your own research.